*Approved applicants only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter into their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount of $3,000 applies. For Long Term Interest Free purchases: Minimum monthly payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 25.99% p.a., changing to 26.49% p.a. effective 23 July 2024) applies. For Instalment Plans: A fixed instalment payment must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 25.99% p.a., changing to 26.49% p.a. effective 23 July 2024) applies. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 25.80% p.a., changing to 26.30% effective 23 July 2024) applies if purchase amount is not repaid within the Interest Free Period or if the Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change – see humm90.com/au. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.